Loan Calculator Singapore – Free Online Calculator for HDB, Mortgage, Car, Condo, and Property Loans
Looking for a comprehensive loan calculator Singapore? Our free online tool helps you calculate loan payments for various types of loans in Singapore, including HDB loans, mortgage loans, car loans, condo loans, and property loans. Whether you're planning to buy an HDB flat, a private property, a car, or a condo, this loan calculator Singapore provides accurate estimates based on your loan amount, interest rate, and repayment term. Use our calculator to compare rates from major Singapore banks like OCBC and DBS, check rates on PropertyGuru for property loans, or use SGCarMart for car loan comparisons. Calculate how much you can borrow based on salary and understand your monthly repayment obligations. Track Singapore loan interest rates and loan rates for 2025.
Why Use Our Loan Calculator Singapore?
Our loan calculator Singapore is designed to help Singapore residents make informed financial decisions:
- ✓Multiple Loan Types: Calculate payments for HDB loans, mortgage loans, car loans, condo loans, and property loans
- ✓Based on Salary: Use the affordability calculator to determine how much you can borrow based on your annual income
- ✓Bank Comparison: Compare loan rates from OCBC, DBS, and other major Singapore banks
- ✓PropertyGuru Integration: Works with PropertyGuru for property loan rate comparisons
- ✓SGCarMart: Use for car loan calculations and comparisons
- ✓Interest Rate Calculator: Track Singapore loan interest rates and loan rates for 2025
- ✓Extra Payments: See how additional payments can reduce interest and shorten loan term
- ✓Amortization Schedule: View detailed repayment schedule showing principal and interest breakdown
- ✓Credit Score Impact: Adjust interest rates based on credit score to see payment impact
Loan Calculator Singapore HDB
Our loan calculator Singapore HDB helps you calculate monthly payments for HDB (Housing & Development Board) flats:
- •HDB Flats: Calculate monthly repayments for HDB flats using our mortgage calculator Singapore HDB
- •HDB Loan Eligibility: Understand HDB loan eligibility criteria and maximum loan amounts
- •Monthly Payments: Calculate your monthly HDB housing loan payments
- •HDB vs Bank Loans: Compare HDB loans with bank loans to find the best option
Mortgage Calculator Singapore
Our mortgage calculator Singapore is designed for all types of mortgage and home loans:
- ✓Home Loans: Calculate repayments for owner-occupier home loans
- ✓Investment Loans: Works for investment property loans with interest-only options
- ✓Mortgage Refinancing: Calculate repayments for refinancing scenarios
- ✓PropertyGuru: Use our mortgage calculator Singapore PropertyGuru to compare rates
- ✓Flexible Terms: Compare different loan terms to find the best option
Loan Calculator Singapore Car
Our loan calculator Singapore car helps you calculate car loan payments:
- •Car Loans: Calculate monthly car loan payments for new or used vehicles
- •SGCarMart: Use our loan calculator Singapore SGCarMart for car loan comparisons
- •Bank Comparison: Compare car loan rates from OCBC, DBS, and other banks
- •Loan Terms: Calculate payments for different loan terms (typically 1-7 years)
Loan Calculator Singapore Condo
Our loan calculator Singapore condo helps you calculate condo loan payments:
- ✓Condo Loans: Calculate monthly payments for condominium purchases
- ✓Property Loans: Works for both owner-occupier and investment condo loans
- ✓PropertyGuru: Compare condo loan rates using PropertyGuru
- ✓Bank Rates: Compare rates from OCBC, DBS, and other Singapore banks
Loan Calculator Singapore OCBC and DBS
Our calculator works with loans from major Singapore banks:
- •OCBC Loans: Use our loan calculator Singapore OCBC to calculate OCBC loan payments for home, car, condo, and property loans
- •DBS Loans: Use our loan calculator Singapore DBS to calculate DBS loan payments for various loan types
- •Rate Comparison: Compare loan rates from OCBC, DBS, and other Singapore banks to find the best deal
- •Multiple Loan Types: Calculate payments for home loans, car loans, condo loans, and property loans from OCBC and DBS
Loan Calculator Singapore Based on Salary
Our affordability calculator helps you determine how much you can borrow based on salary:
- ✓Income-Based Calculation: Calculate maximum loan amount based on your annual income
- ✓Total Debt Servicing Ratio (TDSR): Singapore lenders typically allow up to 55-60% TDSR
- ✓Existing Debts: Account for existing monthly debt payments to get accurate borrowing capacity
- ✓Down Payment: Factor in your down payment percentage to determine maximum affordable price
Loan Interest Rate Singapore and Loan Rates Singapore
Understanding Singapore loan interest rates and loan rates for 2025:
- •Current Rates: Singapore loan interest rates vary by loan type - home loans typically 2.5-4.5%, car loans 2.5-5%, depending on loan amount, term, and credit profile
- •Rate Trends: Track Singapore loan interest rate trends and loan rates to understand market movements
- •Bank Comparison: Compare loan interest rates from OCBC, DBS, and other Singapore banks
- •PropertyGuru: Use PropertyGuru to compare loan rates for property loans
- •SGCarMart: Check SGCarMart for car loan rates and comparisons
Mortgage Calculator Singapore PropertyGuru
Our mortgage calculator Singapore PropertyGuru helps you compare property loan rates:
- ✓PropertyGuru Integration: Use our calculator with PropertyGuru rate comparisons
- ✓Rate Comparison: Compare mortgage rates from multiple lenders on PropertyGuru
- ✓Property Loans: Calculate payments for HDB, condo, and private property loans
- ✓Best Deals: Find the best mortgage deals using PropertyGuru and our calculator
How to Use the Loan Calculator Singapore
- •Select Loan Category: Choose from Home Loan, HDB Loan, Car Loan, Condo Loan, or Property Loan
- •Enter Loan Amount: Input the principal amount you plan to borrow
- •Enter Interest Rate: Use the interest rate from your lender (OCBC, DBS, or others) or check rates on PropertyGuru or SGCarMart
- •Select Loan Term: Choose your loan term in years
- •Optional - Based on Salary: Enable the affordability calculator to see how much you can borrow based on your annual income
- •Optional - Extra Payments: See how additional payments can reduce interest and shorten loan term
- •View Results: See your monthly payment, total interest, and view the amortization schedule
Key Tips for Singapore Loan Borrowers
- ⚠Results are estimates only. Actual loan rates depend on your credit score, income, loan amount, and lender assessment.
- ⚠Compare offers from multiple Singapore lenders including OCBC, DBS, and others to find the best rate.
- ⚠Use PropertyGuru for property loan comparisons and SGCarMart for car loan comparisons.
- ⚠Use the affordability calculator based on salary to ensure you can comfortably afford loan repayments.
- ⚠Track Singapore loan interest rates and loan rates for 2025 to understand market trends.
- ⚠For HDB flats, consider both HDB loans and bank loans to find the best option.
- ⚠Consider making extra payments to reduce total interest and shorten loan term.
- ⚠Only borrow what you can afford to repay comfortably based on your income and expenses.
Summary
Use our free loan calculator Singapore to calculate loan payments for HDB loans, mortgage loans, car loans, condo loans, and property loans. Compare rates from OCBC, DBS, and other Singapore banks. Use PropertyGuru for property loan comparisons and SGCarMart for car loan comparisons. Calculate how much you can borrow based on salary using our affordability calculator. Track Singapore loan interest rates and loan rates for 2025. Our comprehensive calculator includes extra payments, amortization schedules, and credit score adjustments to help you make informed financial decisions.