Privacy Policy

Loan Calculator Free Online ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains what information we collect, how we use it, and your choices. We encourage you to read it carefully.

1. Information We Do Not Collect (Calculator Data)

Your loan calculation inputs are not sent to our servers. When you use our loan calculators (e.g. loan amount, interest rate, term, extra payments), all calculations are performed locally in your browser. We do not receive, store, or have access to the financial figures you enter. This design is intentional to protect your privacy and ensure you can use our tools without sharing sensitive data with us.

2. Information We May Collect

We may collect the following types of information:

• Usage data: When you visit our site, we may use analytics tools (e.g. Google Analytics) that collect information such as your device type, browser, approximate location (e.g. country or region), pages visited, and referring site. This helps us understand how the Service is used and improve it. This data is typically aggregated and not used to identify you personally.
• Cookies and similar technologies: We may use cookies and similar technologies (e.g. local storage) to remember preferences, support analytics, and deliver relevant content or ads. You can control cookies through your browser settings.
• Information you send us: If you contact us (e.g. via our Contact page or email), we will receive whatever information you choose to provide (e.g. name, email, message). We use this only to respond to your inquiry and do not use it for marketing unless you have agreed otherwise.

3. How We Use Your Information

We use the information we collect to:

• Operate, maintain, and improve the Service
• Understand usage patterns and fix issues
• Respond to your inquiries and feedback
• Comply with applicable law and protect our rights

We do not sell your personal information to third parties. We may share data with service providers (e.g. analytics, hosting) who assist us in operating the Service under agreements that limit their use of the data.

4. Data Security

We implement reasonable technical and organizational measures to protect the information we hold. Because calculator inputs are processed only in your browser and not on our servers, the risk of exposure of your loan data through our systems is minimized. No method of transmission or storage is 100% secure; we encourage you to use secure networks and keep your device protected.

5. Data Retention

We retain usage and analytics data for as long as needed for the purposes described in this policy or as required by law. Contact form or email correspondence is retained as long as necessary to handle your request and for legitimate business or legal purposes.

6. Your Rights and Choices

Depending on where you live, you may have rights such as:

• Access: Request a copy of the personal data we hold about you
• Correction: Request correction of inaccurate data
• Deletion: Request deletion of your personal data
• Opt-out of analytics: Use browser add-ons or settings to limit or block analytics cookies
• Do Not Sell: We do not sell personal information; if that changes, we will update this policy and provide a way to opt out

To exercise these rights or ask questions about your data, please use our Contact page. We will respond in accordance with applicable law.

7. Children

The Service is not directed at children under 13 (or the applicable age in your jurisdiction). We do not knowingly collect personal information from children. If you believe we have collected such information, please contact us and we will take steps to delete it.

8. International Users

Our servers and service providers may be located in different countries. If you access the Service from outside the country where we operate, your information may be transferred to and processed in that country or elsewhere. By using the Service, you consent to such transfer and processing. We take steps to ensure that your data receives an adequate level of protection in line with applicable law.

9. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top will change when we do. We encourage you to review this page periodically. Your continued use of the Service after changes constitutes acceptance of the updated policy.

10. Contact Us

If you have questions about this Privacy Policy or our data practices, please use our Contact page. We aim to respond to privacy-related inquiries in a timely manner.