Calculator Loan Kereta – Free Online Car Loan Calculator for Malaysia
Our Calculator Loan Kereta is a comprehensive, free online tool designed specifically for calculating car loan payments in Malaysia. Whether you're planning to purchase a Perodua (Bezza, Myvi, Axia), Proton (Saga, Persona, X50, X70), Honda, Toyota (including the popular Vios), Mazda, Mitsubishi, or any other car brand, this calculator helps you estimate your monthly payments, total interest costs, and repayment schedules. Perfect for car buyers in Malaysia, this calculator includes features for bank selection (Maybank, Public Bank, Bank Rakyat), second hand cars (kereta terpakai), insurance calculations, extra payments, and detailed amortization schedules.
This calculator loan kereta supports all major car brands available in Malaysia and includes options for comprehensive or third-party insurance, making it easy to plan your car purchase. With support for loan terms from 24 to 96 months, you can explore different financing scenarios and find the best option for your budget. Whether you're buying a new car or a second hand car (kereta terpakai), this tool helps you make informed decisions about your car loan in Malaysia.
Calculator Loan Kereta Perodua
Our calculator loan kereta Perodua feature helps you calculate loan payments for all Perodua models including the popular Perodua Bezza, Perodua Myvi, Perodua Axia, and Perodua Ativa. Perodua is Malaysia's largest car manufacturer, and their vehicles are among the most popular choices for car buyers in Malaysia. Whether you're interested in the affordable Perodua Axia or the versatile Perodua Myvi, our calculator helps you understand your loan costs and plan your monthly payments.
Calculator Loan Kereta Proton
Our calculator loan kereta Proton feature supports all Proton models including the Proton Saga, Proton Persona, Proton Iriz, Proton X50, and Proton X70. Proton is Malaysia's national car manufacturer and offers a wide range of vehicles from compact sedans to SUVs. Our calculator helps you estimate loan payments for any Proton model, making it easier to plan your car purchase.
Calculator Loan Kereta Honda and Toyota
Our calculator loan kereta supports popular Japanese brands including Honda (City, Civic, HR-V, CR-V) and Toyota (including the popular Toyota Vios). These brands are known for their reliability and resale value in Malaysia. Whether you're interested in the Honda City for its fuel efficiency or the Toyota Vios for its affordability, our calculator helps you understand your loan costs and plan your monthly payments.
Calculator Loan Kereta Mazda and Mitsubishi
Our calculator loan kereta also supports Mazda and Mitsubishi vehicles. Mazda is known for its stylish designs and advanced technology, while Mitsubishi offers reliable and affordable options. Whether you're interested in the Mazda CX-5 or the Mitsubishi ASX, our calculator helps you estimate your loan payments and plan your car purchase.
Calculator Loan Kereta Terpakai (Second Hand Cars)
Our calculator loan kereta terpakai feature helps you calculate loan payments for second hand cars (kereta terpakai) in Malaysia. Buying a second hand car can be a great way to save money, and our calculator helps you understand the loan costs involved. Second hand cars typically have lower prices than new cars, which can result in lower monthly payments and total loan amounts. However, interest rates for second hand car loans may be slightly higher than for new cars, so it's important to use our calculator to compare different options.
Calculator Loan Kereta Maybank, Public Bank, Bank Rakyat
Our calculator loan kereta includes support for major banks in Malaysia including Maybank, Public Bank, and Bank Rakyat. Each bank offers different interest rates and loan terms, so it's important to compare options before making a decision. Our calculator allows you to select your preferred bank and automatically applies their default interest rates, making it easier to compare different loan options. Maybank, Public Bank, and Bank Rakyat are among the most popular choices for car loans in Malaysia, and our calculator helps you understand the costs associated with each option.
Calculator Loan Kereta Kerajaan (Government)
Our calculator loan kereta kerajaan feature helps you understand car loan options available through government programs in Malaysia. While government car loan programs may have different terms and conditions than traditional bank loans, our calculator provides a general estimate of loan costs. It's important to check with relevant government agencies for specific program details and eligibility requirements.
Key Features
- ✓Multiple Car Brands – Support for Perodua, Proton, Honda, Toyota, Mazda, Mitsubishi, and custom brands
- ✓Bank Selection – Choose from Maybank, Public Bank, Bank Rakyat, CIMB, Hong Leong, RHB, or custom banks
- ✓New and Second Hand Cars – Calculate loans for both new cars and second hand cars (kereta terpakai)
- ✓Insurance Options – Include comprehensive or third-party insurance in your loan calculation
- ✓Extra Payments – See how making additional payments can reduce your interest costs
- ✓Amortization Schedule – View detailed month-by-month breakdown of your loan payments
- ✓Credit Score Based Rates – Estimate interest rates based on your credit score
FAQ: Calculator Loan Kereta
Q: How do I calculate my car loan payment in Malaysia?
A: Use our calculator loan kereta by selecting your car brand and model, entering the vehicle price, down payment, interest rate (or select a bank), and loan term. The calculator will automatically compute your monthly payment, total interest, and repayment schedule.
Q: Can I use this calculator for second hand cars (kereta terpakai)?
A: Yes! Our calculator loan kereta terpakai feature allows you to calculate loan payments for second hand cars. Simply select "Second Hand (Kereta Terpakai)" as the car condition, and the calculator will adjust the price accordingly.
Q: Which banks are supported in the calculator?
A: Our calculator supports major banks in Malaysia including Maybank, Public Bank, Bank Rakyat, CIMB Bank, Hong Leong Bank, and RHB Bank. You can also enter a custom interest rate if your bank is not listed.
Q: Can I include insurance in my car loan calculation?
A: Yes! Our calculator loan kereta includes an insurance feature that allows you to include comprehensive or third-party insurance costs in your loan calculation. Simply check the "Include Insurance" option and select your insurance type and rate.
Q: What is the typical interest rate for car loans in Malaysia?
A: Car loan interest rates in Malaysia typically range from 3.5% to 7.0% APR, depending on your credit score, loan amount, loan term, and the lender. Borrowers with excellent credit scores generally qualify for lower rates. Our calculator allows you to estimate your interest rate based on your credit score or select a bank's default rate.
Q: How much can I save with extra payments on my car loan?
A: Extra payments can save you hundreds or thousands of ringgit in interest, depending on your loan amount and interest rate. Use the extra payments feature to see exactly how much you can save by making additional monthly payments or lump sum payments.
Conclusion
Our Calculator Loan Kereta is an essential tool for anyone considering purchasing a car in Malaysia. Whether you're buying a Perodua, Proton, Honda, Toyota, Mazda, Mitsubishi, or any other brand, whether it's a new car or a second hand car (kereta terpakai), this calculator helps you understand your loan costs, plan your monthly payments, and make informed financial decisions. With support for multiple banks (Maybank, Public Bank, Bank Rakyat), insurance calculations, extra payments, detailed amortization schedules, and 2025 updates, you have all the tools you need to plan your car purchase effectively in Malaysia.
Always compare offers from multiple lenders, read the terms and conditions carefully, and consider consulting with a licensed financial adviser before committing to a car loan. Remember that while longer loan terms can make monthly payments more affordable, they also increase the total interest you'll pay over the life of the loan. Use this calculator to make informed decisions about your car loan in Malaysia.